HM Treasury, the Bank of England and the Financial Conduct Authority must ensure that the work of the Payment Systems Regulator on competition in payments markets is taken forwards during and after the consolidation of the Payment Systems Regulator into other regulators. (Recommendation)

HM Treasury, the Bank of England and the Financial Conduct Authority must ensure that the work of the Payment Systems Regulator on competition in payments markets is taken forwards during and after the consolidation of the Payment Systems Regulator into other regulators. (Recommendation) Type: conclusion | Number: 115 | Response status: accepted Government response: 6 CP25/1 Market review of card scheme and processing fees remedies consultation The Government recognises that while digital innovation can help many to manage their finances, it can also exclude those who don’t have the means or capability to access online services. In 2025, the FCA reported that d