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Payment Systems Regulation

HM Treasury is reforming the regulatory framework governing payment systems operators and infrastructure in the UK. The consultation on a streamlined approach seeks to modernise oversight of payment systems, retail payments infrastructure, and fintech participation in payment networks. This active policy initiative aims to balance innovation, competition, and financial stability in the payments sector.


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2026

3 events

2025

2 events

2023

2 events
11 Jul 2023 | Consultation outcome HM Treasury linked

Consultation on customer information requirements in the Payment Accounts Regulations (PARs) 2015 — outcome published

The Payment Accounts Regulations (PARs) transposed the EU’s Payments Accounts Directive in 2015. Part 2 and Schedules 1 and 2 of the PARs set out requirements intended to improve the comparability of fees connected with payment accounts. We expect many …

17 Feb 2023 | Consultation outcome HM Treasury linked

Consultation on customer information requirements in the Payment Accounts Regulations (PARs) 2015 — consultation closed

The Payment Accounts Regulations (PARs) transposed the EU’s Payments Accounts Directive in 2015. Part 2 and Schedules 1 and 2 of the PARs set out requirements intended to improve the comparability of fees connected with payment accounts. We expect many …

2022

1 event
9 Dec 2022 | Consultation outcome HM Treasury linked

Consultation on customer information requirements in the Payment Accounts Regulations (PARs) 2015 — consultation opened

The Payment Accounts Regulations (PARs) transposed the EU’s Payments Accounts Directive in 2015. Part 2 and Schedules 1 and 2 of the PARs set out requirements intended to improve the comparability of fees connected with payment accounts. We expect many …

2021

3 events
26 Apr 2021 | Consultation outcome HM Treasury linked

Insolvency changes for payment and electronic money institutions: consultation — outcome published

A consultation seeking feedback on proposed insolvency changes for payment institutions and electronic money institutions, including a new special administration regime.

22 Jan 2021 | Consultation outcome HM Treasury linked

Insolvency changes for payment and electronic money institutions: consultation — consultation closed

A consultation seeking feedback on proposed insolvency changes for payment institutions and electronic money institutions, including a new special administration regime.

2020

3 events
3 Dec 2020 | Consultation outcome HM Treasury linked

Insolvency changes for payment and electronic money institutions: consultation — consultation opened

A consultation seeking feedback on proposed insolvency changes for payment institutions and electronic money institutions, including a new special administration regime.

2017

3 events

2015

4 events
16 Nov 2015 | Consultation outcome HM Treasury linked

Implementation of the EU payment accounts directive — outcome published

This consultation invites views on the proposed steps that the government will take in order to make sure the UK meets its obligation to transpose the Payment Accounts Directive (2014/92/EU) (‘PAD’).

3 Aug 2015 | Consultation outcome HM Treasury linked

Implementation of the EU payment accounts directive — consultation closed

This consultation invites views on the proposed steps that the government will take in order to make sure the UK meets its obligation to transpose the Payment Accounts Directive (2014/92/EU) (‘PAD’).

23 Jun 2015 | Consultation outcome HM Treasury linked

Implementation of the EU payment accounts directive — consultation opened

This consultation invites views on the proposed steps that the government will take in order to make sure the UK meets its obligation to transpose the Payment Accounts Directive (2014/92/EU) (‘PAD’).

2014

2 events