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Payment Systems Regulation

HM Treasury is reforming the regulatory framework governing payment systems operators and infrastructure in the UK. The consultation on a streamlined approach seeks to modernise oversight of payment systems, retail payments infrastructure, and fintech participation in payment networks. This active policy initiative aims to balance innovation, competition, and financial stability in the payments sector.


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26 Feb 2026 | Policy paper HM Treasury linked

Payments Forward Plan

The Payments Vision Delivery Committee has published the Payments Forward Plan, setting out a clear and coordinated regulatory roadmap for the payments sector over the next three years. This builds on the strategic direction established by the government’s National Payments …