The Department for Work and Pensions is reviewing pension guidance and savings options for workers, particularly focusing on Lifetime ISAs, workplace pensions, and auto-enrolment for lower earners. Under the Financial Guidance and Claims Act 2018 framework, the government is consulting on how to help savers understand pension choices at the point of access and ensure guidance reflects the different tax treatment and employer contribution implications for various saver groups.
In response to: Helping savers understand their pension choices: supporting individuals at the point of a…
In response to: Helping savers understand their pension choices: supporting individuals at the point of a…
This is a consultation on a policy framework for supporting individuals on how to use their private pension savings at the point of access.
In response to: Helping savers understand their pension choices
A report about how workplace pensions will meet the needs of individuals and employers while remaining fair, affordable and sustainable for future generations.
A call for evidence on how we can help savers, improve member communications, guidance and decumulation products in pension schemes.
A call for evidence on how we can help savers, improve member communications, guidance and decumulation products in pension schemes.
In direct response to the 2015 Act, the FCA announced a new starting position for advisers who should assume that in most cases a transfer will be unsuitable.63 Subsequently in 2017, the FCA sought to align itself with the government’s …
A call for evidence on how we can help savers, improve member communications, guidance and decumulation products in pension schemes.
This Order commences certain provisions of the Financial Guidance and Claims Act 2018 (“the Act”) on 1st June 2022 relating to requirements to refer individuals to pensions guidance in certain circumstances.
These Regulations are the ninth commencement regulations made under the Financial Guidance and Claims Act 2018 (c. 10) (“the Act”).
This Order commences provisions of the Financial Guidance and Claims Act 2018 (“the Act”) relating to requirements to refer individuals to pensions guidance.
UIN: HCWS598 Automatic Enrolment into workplace pensions (AE) has been a huge success to date. Since its introduction in 2012, over 10 million people have been automatically enrolled and savings by eligible employees has increased by £28.4 billion. This has …
UIN: HLWS585 My honourable Friend, the Parliamentary Under Secretary of State for Pensions & Financial Inclusion (Guy Opperman MP) has made the following Written Statement.Automatic Enrolment into workplace pensions (AE) has been a huge success to date. Since its intr...
In response to: Stronger Nudge to pensions guidance
In response to: Stronger Nudge to pensions guidance
Consultation on proposed regulations introducing requirements for individuals to be nudged to obtain appropriate pensions guidance by trustees and managers of occupational pension schemes.
Consultation on proposed regulations introducing requirements for individuals to be nudged to obtain appropriate pensions guidance by trustees and managers of occupational pension schemes.
Consultation on proposed regulations introducing requirements for individuals to be nudged to obtain appropriate pensions guidance by trustees and managers of occupational pension schemes.
These Regulations are the eighth commencement regulations made under the Financial Guidance and Claims Act 2018 (c. 10) (“the Act”) and commence provisions of the Act relating to requirements to refer individuals to pensions guidance.
In response to: Stronger nudge to pensions guidance: statement of policy intent
Paper setting out the government’s policy intent to encourage individuals with occupational pensions to take appropriate pensions guidance.
UIN: HLWS197 My honourable Friend, The Parliamentary Under Secretary of State for Pensions & Financial Inclusion (Guy Opperman MP) has made the following Written Statement.I am writing to inform the House of the steps this Government is taking to support …
UIN: HLWS157 My honourable Friend, The Parliamentary Under Secretary of State for Pensions & Financial Inclusion (Guy Opperman MP) has made the following Written Statement.I am tabling this statement for the benefit of Honourable and Right Honourable Members to bring …
UIN: HCWS116 Automatic enrolment into workplace pensions (AE) has been a great success to date with over 10 million people having been automatically enrolled and more than 1.6 million employers meeting their duties. Over 2019/20, working people will save an …
Motion to Take Note 17:38:00 Moved by Lord Stevenson of Balmacara: That this House takes note of the Financial Guidance and Claims Act 2018 (Naming and Consequential Amendments) Regulations 2019 (SI 2019/383). Relevant document: 21st Report from the Secondary Legislation …
A Bill to make provision establishing a new financial guidance body; to make provision about the funding of debt advice in Scotland, Wales and Northern Ireland; and to make provision about the regulat Originated in the Lords.
A Bill to make provision establishing a new financial guidance body; to make provision about the funding of debt advice in Scotland, Wales and Northern Ireland; and to make provision about the regulat Originated in the Lords.
A Bill to make provision establishing a new financial guidance body; to make provision about the funding of debt advice in Scotland, Wales and Northern Ireland; and to make provision about the regulat Originated in the Lords.
A Bill to make provision establishing a new financial guidance body; to make provision about the funding of debt advice in Scotland, Wales and Northern Ireland; and to make provision about the regulat Originated in the Lords.
A Bill to make provision establishing a new financial guidance body; to make provision about the funding of debt advice in Scotland, Wales and Northern Ireland; and to make provision about the regulat Originated in the Lords.
A Bill to make provision establishing a new financial guidance body; to make provision about the funding of debt advice in Scotland, Wales and Northern Ireland; and to make provision about the regulat Originated in the Lords.
This consultation seeks views on simplifying the process for determining who is required to take financial advice, and related issues.
A Bill to make provision establishing a new financial guidance body; to make provision about the funding of debt advice in Scotland, Wales and Northern Ireland; and to make provision about the regulat
Seeking views on creating a single financial guidance body to replace the Money Advice Service, The Pensions Advisory Service and Pension Wise.
Seeking views on creating a single financial guidance body to replace the Money Advice Service, The Pensions Advisory Service and Pension Wise.
Seeking views on creating a single financial guidance body to replace the Money Advice Service, The Pensions Advisory Service and Pension Wise.
This consultation seeks views on simplifying the process for determining who is required to take financial advice, and related issues.
This consultation seeks views on simplifying the process for determining who is required to take financial advice, and related issues.