The Ministry of Housing, Communities and Local Government is reforming the home buying and selling process to improve transparency and reduce friction in conveyancing. The Housing Market Reform Bill and Commonhold and Leasehold Reform Bill address material information disclosure (including coastal erosion and landslide risks), estate agent practices, and park home commission payments.
Direction: to_committee
To ask the Secretary of State for Housing, Communities and Local Government, what assessment his Department has made of adequacy of cross-government preparedness to address the social and housing impacts of coastal erosion.
To ask the Secretary of State for Housing, Communities and Local Government, whether his Department is engaging with insurers and mortgage lenders regarding coastal erosion risks in places such as Hemsby.
To ask the Secretary of State for Housing, Communities and Local Government, what assessment has been made of the potential impact of coastal erosion at Hemsby on property insurance and mortgage availability.
The estate agent and conveyancing processes fail to reliably identify or disclose coastal erosion and landslide risks, leaving homebuyers without vital information. This is unacceptable given that clear risk data is already publicly available through tools such as National Coastal …
Coastal erosion and landslide risk should be included as material information in conveyancing, and the Government NCERM website should be signposted. The conveyancing profession and estate agents should be required to inform prospective homebuyers if a home falls within the …